Hanbyol Law LLC Attorney Jeon Soo Kim pointed out that fake bank emails and links to sites, requests for verification codes, distributed transfers to multiple accounts, and psychological pressure to make deposits are typical of voice phishing. When these factors are combined, Kim said, the bank's mechanical judgment to deny a victim based on social media contact does not reflect reality.

The legal issues in this case include the bank's refusal to recognize the damage, which hindered the process of refunding the victim's money, and the fact that law enforcement agencies suspected the victim of aiding and abetting the fraud because they saw the victim's account as a cannonball. Mr. Kim's judgment can be an important basis for proving that a victim has been a victim of voice phishing, and highlights the need for early fact-finding and legal action.